Payment Gateway Platform

One Gateway.
Any Processor.
Total Control.

Cloud9 is a processor-agnostic payment gateway that routes, authorizes, and settles transactions across multiple processors through a single unified API. From a single store to a national franchise.

10,000+ Merchants
99.9% Uptime SLA
Since 1995 In Operation
10 Processors
Back Office

Every Transaction. Full Visibility.

The Cloud9 portal gives you hierarchical control over every transaction across every location. Filter by business, region, store, or profit center. Void, settle, adjust, refund, and reprint — all from one screen.

  • Enterprise hierarchy: Chain, Region, Property, Store, Profit Center
  • Auth & Capture with Tip Management
  • Partial Auth, Reversals, Finalizations
  • Level 2 & Level 3 Processing
  • Terminal Capture with Online/Offline transactions
Cloud9 gateway portal showing transaction management with hierarchical filtering, batch operations, and transaction detail panel
Analytics

Data That Drives Decisions

See transaction volume, batch trends, and revenue across your entire business hierarchy. Drill down from the enterprise level to a single profit center. Spot anomalies before they become problems.

  • Transaction amount and count visualization
  • Multi-location comparison at a glance
  • Outstanding batches and settlement tracking
  • Exhaustive data visibility with advanced filtering
Cloud9 dashboard showing transaction volume bar chart with business hierarchy tree navigation
Virtual Terminal

Accept Payments Anywhere

Run keyed transactions from any browser. The tokenized virtual terminal supports both self-service and full-service modes — credit cards, debit, and ACH. Customers can manage stored payment methods and pay with one click.

  • eCommerce, MOTO, Restaurant, Lodging, Retail
  • Tokenized card vault with stored payment methods
  • iFrame hosted checkout (drop-in, zero PCI scope)
  • ACH Debit and Credit
  • Online EBT with PIN
Cloud9 virtual terminal showing payment form with credit card entry, billing information, and manage accounts overlay
Monitoring

Real-Time Observability

Live dashboards track uptime, transaction throughput, processor latency, and error rates. Email and cellular alerts fire the moment something looks off. AI-powered anomaly detection catches issues before they impact revenue.

  • Live transaction count and uptime monitoring
  • Processor error rate and max latency tracking
  • Ping heartbeat with multi-region verification
  • Email and SMS alert notifications
Cloud9 Grafana monitoring dashboard showing uptime, transaction count, ping heartbeat, process error percentage, and processor max latency

Take a Processor — Any Processor

The choice is always yours. Switch without re-collecting card data.

Chase Paymentech Elavon Global Payments HPS NUVEI TSYS TransFirst Vantiv USAT WorldPay Chase Paymentech Elavon Global Payments HPS NUVEI TSYS TransFirst Vantiv USAT WorldPay

Built for Enterprise Scale

Everything you need to process, secure, and manage payments at any volume.

End-to-End Encryption

Card data is encrypted at the terminal and stays encrypted through the gateway to the processor. Never exposed in transit.

Cross-Processor Tokenization

Proprietary card vault that works across all processors. Switch processors and your tokens carry over — zero re-collection.

Dual-Factor Store & Forward

Both server-side and client-side offline processing. Transactions queue automatically and settle when connectivity returns.

PCI-DSS Compliant

Gateway-level PCI compliance with intelligent timeout reversal and redundant transaction process verification.

REST/JSON API

OpenAPI standard with Swagger sandbox. Native SDKs for C/C++/C#, VB, iOS, Android. HTML/JS browser integration.

Direct Terminal Integration

L3 EMV certified to Ingenico and PAX. Full direct integration — not semi-integrated. NFC, Quick-Chip, and Pin on Glass.

Ready to Switch?

Most teams go live in under a week. Talk to our team about your volume, processors, and integration plan.